About David Cary

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So far David Cary has created 7 blog entries.

The 5 Step Mortgage Process

  Interview  |  Gather Documents  |  Prequalify   E-Sign Application  |  Lender Underwriting  |  Appraisal   Conditional Loan Approval  |  Handle Conditions  |  Closing Disclosure   Clear-to-Close Loan Status  |  Documents Sent to Escrow   Signing  |  Funding  |  Recording   1.  Interview  |  Gather Documents  |  Prequalify A successful real estate lending transaction begins [...]

By |2022-04-29T17:01:49+00:00April 28th, 2022|The Mortgage Process|

Docs Needed for Your Loan

A successful mortgage application begins with gathering basic documents. For more details about this process, please watch this video. General remarks: We want to help make this as easy as possible. If you have any questions, please reach out to us for help! Please organize your PDF documents in a single folder on your computer. When [...]

By |2022-05-11T19:15:37+00:00April 21st, 2022|Get Mortgage Ready|

How to Temporarily Lift the Freeze on Your Credit

Good credit is vitally important to getting the mortgage you want when the time is right. Having a freeze on your credit report at all 3 major credit bureaus is a good plan to protect your good credit from fraud and identify theft. You can read more about it at the California Attorney General's website. [...]

By |2022-05-11T19:15:00+00:00April 20th, 2022|Get Mortgage Ready|

How to Get Your Tax Transcripts from the IRS

On every loan file, the borrower's IRS tax transcript is required. The tax transcript is a summary of what you filed with the IRS in your tax return. Ordinarily, we order your transcripts without your assistance.  Recently, however, the IRS has become unreliable in responding to third-party requests for transcripts. To avoid potential delays [...]

By |2022-04-28T16:01:26+00:00April 19th, 2022|Get Mortgage Ready|

2022 California Conforming Loan Limits by County

County One-Unit Two-Unit Three-Unit Four-Unit ALAMEDA $970,800 $1,243,050 $1,502,475 $1,867,275 ALPINE $647,200 $828,700 $1,001,650 $1,244,850 AMADOR $647,200 $828,700 $1,001,650 $1,244,850 BUTTE $647,200 $828,700 $1,001,650 $1,244,850 CALAVERAS $647,200 $828,700 $1,001,650 $1,244,850 COLUSA $647,200 $828,700 $1,001,650 $1,244,850 CONTRA COSTA $970,800 $1,243,050 $1,502,475 $1,867,275 DEL NORTE $647,200 $828,700 $1,001,650 $1,244,850 EL DORADO $675,050 $864,200 $1,044,600 $1,298,200 FRESNO $647,200 [...]

By |2022-04-22T03:26:50+00:00April 16th, 2022|Uncategorized|

WordPress Resources at SiteGround

WordPress is an award-winning web software, used by millions of webmasters worldwide for building their website or blog. SiteGround is proud to host this particular WordPress installation and provide users with multiple resources to facilitate the management of their WP websites: Expert WordPress Hosting SiteGround provides superior WordPress hosting focused on speed, security and customer [...]

By |2018-02-19T20:17:09+00:00February 19th, 2018|Uncategorized|
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