A successful mortgage application begins with gathering basic documents. For more details about this process, please watch this video. General remarks: We want to help make this as easy as possible. If you have any questions, please reach out to us for help! Please organize your PDF documents in a single folder on your computer. When [...]
Good credit is vitally important to getting the mortgage you want when the time is right. Having a freeze on your credit report at all 3 major credit bureaus is a good plan to protect your good credit from fraud and identify theft. You can read more about it at the California Attorney General's website. [...]
On every loan file, the borrower's IRS tax transcript is required. The tax transcript is a summary of what you filed with the IRS in your tax return. Ordinarily, we order your transcripts without your assistance. Recently, however, the IRS has become unreliable in responding to third-party requests for transcripts. To avoid potential delays [...]