Get Mortgage Ready2022-04-28T16:11:24+00:00

Docs Needed for Your Loan

A successful mortgage application begins with gathering basic documents. For more details about this process, please watch this video. General remarks: We want to help make this as easy as possible. If you have any questions, please reach out to us for help! Please organize your PDF documents in a single folder on your computer. When you're ready, we will provide you with a [...]

By |April 21st, 2022|Categories: Get Mortgage Ready|Tags: |

How to Temporarily Lift the Freeze on Your Credit

Good credit is vitally important to getting the mortgage you want when the time is right. Having a freeze on your credit report at all 3 major credit bureaus is a good plan to protect your good credit from fraud and identify theft. You can read more about it at the California Attorney General's website. However, when you are applying for a mortgage, [...]

By |April 20th, 2022|Categories: Get Mortgage Ready|Tags: , |

How to Get Your Tax Transcripts from the IRS

On every loan file, the borrower's IRS tax transcript is required. The tax transcript is a summary of what you filed with the IRS in your tax return. Ordinarily, we order your transcripts without your assistance.  Recently, however, the IRS has become unreliable in responding to third-party requests for transcripts. To avoid potential delays and problems, it is much better to get [...]

By |April 19th, 2022|Categories: Get Mortgage Ready|Tags: |
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