Docs Needed for Your Loan
A successful mortgage application begins with gathering basic documents. For more details about this process, please watch this video. General remarks: We want to help make this as easy as possible. If you have any questions, please reach out to us for help! Please organize your PDF documents in a single folder on your computer. When you're ready, we will provide you with a [...]
How to Temporarily Lift the Freeze on Your Credit
Good credit is vitally important to getting the mortgage you want when the time is right. Having a freeze on your credit report at all 3 major credit bureaus is a good plan to protect your good credit from fraud and identify theft. You can read more about it at the California Attorney General's website. However, when you are applying for a mortgage, [...]
How to Get Your Tax Transcripts from the IRS
On every loan file, the borrower's IRS tax transcript is required. The tax transcript is a summary of what you filed with the IRS in your tax return. Ordinarily, we order your transcripts without your assistance. Recently, however, the IRS has become unreliable in responding to third-party requests for transcripts. To avoid potential delays and problems, it is much better to get [...]